Coconut Portfolio
| COCONUT LOANS | ||||
| Term | Loan Products | Activities Financed | Repayment Period | Interest Rate |
| SHORT TERM LOANS | Working capital (Mtaji loan) | l Purchase of raw materials; l Transportation; l Packaging and branding; l certification & l Processing labour | Within 12 months | 5%, on a reducing balance |
| Coconut Processing Loan (Dhamani loan) | l Repair and maintenance of machinery, l Construction of new sheds/ l Construction of storage units and; l Labour | Within 12 months | 5%, on a reduced balance | |
| MEDIUM TERM LOANS | Nursery development loan (Kitalu loan) | Establishing a coconut nursery and all its requirements, including labour. | Within 18 months | 5%, on a reducing balance |
| Coconut machinery loan (Mashine loan) | l Acquisition of new machinery, l Replacement of obsolete equipment; l Setting up processing factory, including Labour. | Within 36 months | 10%, on a reducing balance | |
(NB: For women, youth& Persons Living with Disability; the interest rate is 3%)
