Coffee Loans

Coffee Loans 2020-02-02T15:59:28+00:00
Short term loans: Coffee Advances (ADV) To finance primary production/ processing of crops. 12 months 10%, reducing balance
Coffee Processing loans (CPL) cooperatives and estates who want to install or replace obsolete processing units 8 months 10%, reducing balance
Cherry Advance (CHADV) Picking of cherry (Labour), Processing of cherry, Transport of cherry 8 months 5%, reducing balance
Medium term Loans: Extended Advance (EXADV) For producers in need of rehabilitating their crop by purchase of farm inputs, financing Farm operations such as labour and transport Up to 18 months 10%, reducing balance
Bulk Acquisition of Farm Inputs (BAFI) Target: Cooperative societies; to improve quality and quantity of coffee produced through organized and purchase of inputs in bulk. Up to 18 months 5%, reducing balance
Value addition Loan (VA) Agro–Processing Loan facility for borrowers who are engaged in processing or value addition to agricultural products through processing before selling Up to 24 Months 10%, reducing balance
Wholesale Lending (WSL) Targeted at farmer based Saccos, unions, marketing and milling agents and financial institutions involved in agricultural financing, as a means to increase Commodities Fund’s outreach by leveraging on the above institutions’ local presence 18 months 2.5%, Flat rate
Long term Loans: Coffee Establishment Loan (CEL) For producers who want to establish new crops or change season, as well as  increase acreage Up to 60 months 10%, reducing balance
Coffee Machinery and Equipment Loan (CMEL) To facilitate borrowers acquire machinery and equipment. Up to 60 months 10%, reducing balance
Infrastructure Loans This loan facility is meant to assist producers undertake critical construction works. Up to 60 months 10%, reducing balance
Water Development/Irrigation Loans This loan facility is aimed at assisting borrowers’ access water on the farm/premises and also installation of irrigation system. Up to 60 months 10% reducing balance