SUGAR LOANS
| TERM | TYPE OF LOAN | PURPOSE & TARGET | REPAYMENT DURATION | INTEREST RATE |
| Short Term Loans: | Trade Financing | For facilitation of Local/ International trade of crop produce and services, and financing against trade documents. | 90 days | 5% flat rate |
| Medium Term Loans: | Cane Maintenance Loan | Farmers and institutions in need of maintenance of their first (1) or second (2) cane ratoon. | 18 months | 7.5% pa reducing balance |
| Factory Rehabilitation Loan | To rehabilitate factory related machinery; Refurbishing factory equipment & procure spare parts. | 24 months
| 5% pa reducing balance | |
| Cane Establishment Loan | For establishment of new cane farms, including land preparation, weed control, purchase of fertilizer and procurement of seed cane | 24 months
| 5% institutions and 7.5% farmers reducing balance | |
| Long term loans | Value Addition Loan | Supporting processing or value addition to agricultural products, including financing working capital, value addition equipment and machinery. | 60 months | 7.5% pa reducing balance |
| Machinery and Equipment Loan (MEL) | Acquisition of machinery and equipment, including new agricultural machinery, processing and milling machinery, farm / factory implements and equipment, replacement of unserviceable equipment, weighing scales, branding and packaging equipment | 60 months | 7.5% pa reducing balance | |
| Water development/ Irrigation loans | To finance access to water on the farm/premises and installation of irrigation system. | 60 months | 7.5% pa reducing balance |
